One might think it odd to consider pet insurance, but today this coverage is almost just as valuable as health insurance for human companions. Here at All About Cats, many of the patients at our cat hospital in Las Vegas utilize pet insurance benefits and ultimately save hundreds or even thousands of dollars on routine and emergency veterinary care.
The High Value of Pet Insurance
Consider that the average pet owner spends around $250 annually on routine vet care alone. Now factor in any emergencies or illnesses that may arise throughout the year. Depending on their condition, pets may need to see specialists such as oncologists, ophthalmologists, neurologists, or require a costly surgical procedure or complex treatments.
These situations can lead to thousands of dollars in out-of-pocket expenses that put care out of reach. However, for anywhere between $20-$60 per month, pet owners like you can enjoy greater peace of mind concerning pet health. While insurance of any kind is somewhat of a gamble, it’s nice to know that your pet can receive care for a number of serious health problems should they arise in the future.
Considerations When Buying Pet Insurance
It’s important to do your research and determine what policy is right for your situation. We have helpful resources on our website that you should review before selecting an insurance plan.
Before agreeing to sign up for pet insurance, be sure to read the policy over carefully. Make note of term limits, co-pays, deductibles, caps and any exclusions within the policy. In particular, exclusions can be deal breakers depending on your pet’s age and health. Here are common exclusions to be aware of:
Congenital Conditions—Includes deformities and conditions the pet is born with.
Hereditary Conditions—May develop throughout life, but are inherited such as hip dysplasia or eye conditions.
Developmental Conditions—These can result from infectious agents, toxins, or drugs introduced in the womb or result from a malposition or trauma in the uterus.
Our Cat Hospital in Las Vegas Accepts Pet Insurance
Here at All About Cats, we accept a wide array of pet insurance policies and providers. We also accept CareCredit as a supplemental payment option for those seeking financial assistance. Contact us online or call 702-257-3222 today to learn more about our cat hospital in Las Vegas.